# Legal [Shipping & Returns](/content/pages/shipping-policy/index.html) [Privacy](/content/pages/privacy-policy/index.html) [Financing](/content/pages/financing/index.html) [Accessibility](/content/pages/accessibility/index.html) [Terms & Conditions](/content/pages/terms-of-service/index.html) [Trade Program](/content/pages/modani-trade-program/index.html) [Referral Program Terms](/content/pages/referral-program-terms/index.html) ## Financing ## Enjoy everyday benefits in-store & online from Synchrony Bank Modani offers customers a credit card through Synchrony Bank with a revolving credit limit to use again and again at modani.com and [Modani retail locations](https://shop.modani.com/pages/locations "Modani retail locations") ### 12 Months Promotional Financing 12 Months Promotional Financing on qualifying purchases at participating Synchrony HOME retailers1 ### A dedicated credit limit A dedicated credit limit for home purchases from furniture to decor, with buying power to help get what you want and need for your home\* ### Online Account Management Online account management and customer service. $0 fraud liability and 24/7 secure account management ### Already a member? **[Sign In](https://www.synchrony.com/financing/home/cardholder "Sign In")** **[Apply Now](https://etail.mysynchrony.com/eapply/eapply.action?uniqueId=82FDD7321D7D37B598E21F364AED161A74F88C67A9F70EE1&client=Modani%20Furniture "Apply Now")** See if you prequalify for a Modani furniture credit card **[Pre-qualify Now](https://etail.mysynchrony.com/eapply/eapply.action?uniqueId=82FDD7321D7D37B598E21F364AED161A74F88C67A9F70EE1&preQual=Y "Pre-qualify Now")** Pay your bill. Manage your account. ## Calculate your estimated monthly payment available with promotional financing **[Calculate now](https://www.synchrony.com/consumer-resources/payment-calculator/modanifurniture "Calculate now")** - No Interest If Paid In Full Within 6 or 12 months on qualifying purchases with your Synchrony HOME Credit Card. 6 months on purchases of $299–$1,998.99 or 12 months on purchases of $1,999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, aer promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. - New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. - You may be required to provide your annual net income if we do not have your recent information on file. Your income will be used as a factor to determine eligibility for a credit limit increase. \*Subject to credit approval. Click [here](https://www.synchrony.com/financing/home/seasonal-offers) or see store for details. modani.com # modani.com is blocked This page has been blocked by an extension - Try disabling your extensions. ERR\_BLOCKED\_BY\_CLIENT Reload This page has been blocked by an extension modani.com # modani.com is blocked This page has been blocked by an extension - Try disabling your extensions. ERR\_BLOCKED\_BY\_CLIENT Reload This page has been blocked by an extension modani.com # modani.com is blocked This page has been blocked by an extension - Try disabling your extensions. 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